Personal Finance Blog
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Is bad credit a dealbreaker?
No! It is possible to still get finance with bad credit, in this article we’ll walk you through everything you need to know about getting finance approved with bad credit. Can I get car finance with bad credit? Yes, you [...]
Frequently Asked Finance Questions
How does getting car finance work? Getting finance approved used to be a long, stressful, and time-consuming process. Loans For U takes the hassle out of finance and does all the legwork for you. We take your application; evaluate your [...]
Does applying for finance impact my credit score?
What is a credit score and how do I find mine? Your credit score is a number between 300 and 850 that shows your creditworthiness. The higher the score, the more favourable a financier will look on you application for [...]
Benefits of getting a pre-approval
No matter what type of asset you’re trying to finance, whether it is a car, boat, motorbike or caravan, there are many reasons why getting a finance pre-approval is a good idea. In this article, we’ll run through why getting [...]
Now is the time to refinance your home loan for a better deal
Interest rates have risen dramatically within the past few months, making the idea of refinancing your existing home loan worth some serious thought. With all the major banks implementing interest rate rises, it makes for a very competitive market. However, [...]
Top 5 questions we get asked about finance
Finance wasn't something they taught to us in school, even though many people would have been much better off if they did. I mean, who uses algebra after school anyway? But maybe it may have stopped a lot of people [...]
Leisure vehicle loans
What is a leisure loan? A leisure loan provides low-rate finance for leisure vehicles such as caravans, camper trailers, boats, jet skis, motorbikes and all sorts of recreational vehicles. There are various different options available with loan terms from 1 [...]
Top 3 reasons car loans get rejected and what to do
1. No capacity No capacity means that there is insufficient income or affordability to support current expenses in addition to this new loan. When assessing an application for finance, the first thing lenders look at is whether you are able [...]
Secured or unsecured loan – which one is right for me?
What is a secured loan? A secured car loan is a loan that uses an asset, such as a vehicle as security against the loan. What this means is that if you were to stop making repayments or default, the [...]
Personal Loan FAQs
What is a personal loan and how does it work? A personal loan is a type of finance whereby the financier lends you money to make a sizeable purchase but does not take security over an asset like they do [...]
8 Reasons to Choose Loans For U for your Finance
1. Enquiring has no impact on your credit score Did you know that enquiring through our website has no impact on your credit score? You can get a personalised, instant online quote in less than a minute, without it affecting [...]
Is it better to finance through a dealership or bank?
Purchasing a new vehicle is an exciting and truly rewarding experience. However, it can be quite a tedious process, between choosing the right make/model, negotiating the best possible price and arranging affordable, low-rate finance. No matter which vehicle or asset [...]