1. Enquiring has no impact on your credit score

Did you know that enquiring through our website has no impact on your credit score? You can get a personalised, instant online quote in less than a minute, without it affecting your credit score or your ability to get finance.

2. Save time and money

Our specialist Car Finance Consultants have years of experience and have built solid relationships with dozens of Australia’s most-trusted bank and non-bank lenders to get you the best possible finance package to suit your individual needs. We can save you time and money by doing all the legwork for you, comparing hundreds of products from dozens of lenders, and obtaining the most competitive finance options for you.

3. Affordable repayments and flexible terms

We can tailor a finance package to suit your budget and specific needs. Whether you’re looking for a secured or unsecured loan, personal or business finance, to pay off your loan as soon as possible or a longer term for more affordable repayments, we can find the most suitable finance options for you. With access to products from both bank and non-bank lenders and even products that aren’t available directly to the public, we’ll help you to get the best possible deal on finance.

4. No deposit car finance available

We deal directly with a variety of lenders who offer no deposit car finance options for a wide variety of vehicles. Simply speak to our friendly Car Finance Consultants today on 1800 538 287 to discuss your needs.

5. Private or dealership, new and used finance options

Whether you’re looking to purchase your next car from a dealership or through a private sale or else you haven’t found the perfect vehicle yet, we’re here to help. We can arrange affordable car finance for both private sales and dealership sales for both new and used vehicles.

6. Balloon repayments also available to make repayments more affordable

A balloon payment is a one-off lump sum that is payable at the end of your loan term. This sum can be paid in full at the end of term or alternatively refinanced at end of term. A balloon payment can help you to reduce the monthly repayment amount on your loan, making it more affordable monthly. It can also help you to finance a higher quality vehicle while keeping repayments affordable. Here at Loans For U, we have access to several finance options with balloon payments.

It is important to consider the pros and cons of taking out a loan with a balloon payment and we would suggest speaking to a financial adviser regarding your specific circumstances prior to making a financial decision.

7. Low-rate personal and business finance options

Whether you’re looking to finance a personal vehicle or a vehicle for business use, we’re here to help with low-rate finance options. Whether you’re looking for a personal loan, secured car loan, novated lease, low-doc business loan or chattel mortgage, we have access to affordable and flexible options to suit your specific needs.

8. Bad credit car loans available

Looking to buy a car using car finance but have existing bad credit or defaults? Whether you forgot to pay off your credit card, didn’t receive a utility bill, missed a few repayments on a loan, have been bankrupt or have just had a bad run, our Car Finance Consultants are here to help. We are also able to arrange car finance for people who have Centrelink only income or have only been in the country for a few years. Speak to our Car Finance Consultants today on 1800 538 287 about your specific circumstances.

Have a question or need more information?

Here at Loans For U, our friendly Finance Consultants are always here to help. Whether you have a question and need more information or are ready to get started, simply give us a call on 1800 538 287 to discuss your needs. Best of all, it’s always obligation-free, so you’re never under any pressure to proceed with finance.