Car Finance2020-12-17T10:15:02+10:00

Car Finance

Low Rate Car Finance with Same-day Approvals.

Compare & Save with our Bank-beating Car Finance Options

Whether you’re looking for consumer car finance or a chattel mortgage for your business needs, Loans For U are your one-stop solution for low rate car finance guaranteed.

Take The Stress & Guess Work Out Of Car Finance

Loans For U can take the stress and guess work out of searching for car finance by comparing products from over 40 of Australia’s most trusted financiers to save you time and money and get you the best possible finance to suit your needs.

With access to the largest range of car loan products and our dedication to providing our valued clients with expert and personalised service, we can find the perfect Loan For U for your next car.

Loans For U arranges car finance packages for both consumers and businesses throughout Australia. Our car loan consultants have an average of 10 years’ industry experience each, so you can be sure that you’re in good hands.

Which lender or bank will give me the best rate on my car finance?

It is important to remember that every financier has vastly different criteria for lending as well as different appetites for risk. While some financiers may be more lenient with some criteria, for example, length of employment and residency, others may not, however they may be more stringent regarding the types of assets or the age of the assets they choose to finance.

An experienced finance consultant will have a very thorough knowledge of lender guidelines and will be able to accurately gauge which bank or non-bank lenders will favour your individual profile, as well as the profile of the vehicle you intend to finance.

Car Finance Options to Suit Your Needs

Secured Car Loan

A Secured Car Loan is a type of personal car finance where the financier takes security over the car and advances the customer the funds to…

Personal Car Loan

Need to buy a new car, arrange repairs on your current car or to take control of your finances through a consolidation loan…

Novated Lease

A Novated Car Lease is an agreement between yourself (the employee), your employer and the financier where your employer leases a car…

Refinance Car Loan

Refinancing your car loan could potentially save you thousands of dollars in interest over the life of your car loan…

Low Doc Car Loans

Self-employed? No financials or tax returns? No problem, Loans For U are here to help with a low or no doc car loan…

Chattel Mortgage

A Chattel Mortgage is one of the most popular commercial vehicle finance products available because of the competitive rates and tax incentives…

Commercial Hire Purchase

Fixed monthly repayments and tax incentives are some of the many benefits of Commercial Hire Purchase agreements for Businesses…

Asset Lease

An Asset Lease allows you to lease a vehicle without the inherent risks associated with owning the vehicle outright or even having to outlay any money upfront to purchase the vehicle…

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money

I am looking for:

Repayment Calculator

I want to borrow over a period of with repayments

At today’s lowest car finance rate* of 3.75% you’ll pay approximately…


per week repayments

Apply Now

Car Loan Comparison

Borrowing $20,000 over 5 years with weekly repayments

Lender Advertised Rate* Comparison Rate Repayments
Loans For U


5.08% $101.67


8.57% $101.67


8.68% $140.45
St George


8.60% $142.11


16.84% $142.11


13.56% $161.90

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money

Why Do Thousands of Aussies Choose Loans For U?

Save Time & Money

Our average client saves $880 choosing finance through Loans For U as opposed to going through their bank+. With lower rates, affordable repayments, flexible loan options and same day approvals & settlements.

Fast, Friendly Service

Our expert Finance Specialists have years of experience negotiating the best possible finance options for our valued clients. We will go the extra mile to ensure you get the best possible finance to suit your individual needs.

Lowest Rates

Our years of industry experience along with long established relationships with Australia’s most trusted financiers enables us to negotiate the very best possible finance options on your behalf.

Looking for more information?

Show me all articles

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money