Car Loan Refinance2020-06-09T12:15:52+10:00

Car Loan Refinance

Refinancing an existing car loan

Looking to refinance or restructure your current car loan?

Refinancing your car loan could potentially save you thousands of dollars in interest over the life of your car loan

Looking To Reduce The Interest Rate Or Repayment On Your Loan?

There are many reasons people choose to refinance a current car loan but the most common reasons we see are to reduce the interest rate or repayment amount or because the balloon payment or residual value is due.

It is vitally important that we understand your reason for refinancing so that we can assist you to get the best possible outcome from refinancing your car loan. For example, there are many different finance options available with different features and benefits that may suit your needs depending on your reasons for refinancing. If your aim is to lower your overall car finance repayment to make it more affordable each month, then your consultant will aim to find a low rate finance option and will discuss the possibility of extending the loan term to make your repayments more affordable for you.

Save Time & Money On Your Loan with Low Fees and No Early Payout

If you’re looking to pay your car finance out earlier, your Loans For U consultant will find you a low-rate finance option with low fees and no early payout fees to help you save time and money on your car loan.

If you’re looking to refinance a balloon payment or residual value, your Loans For U Consultant will discuss all your options with you to help you decide if you wish to keep the vehicle and refinance the balloon/residual value or assist you to upgrade your vehicle and incorporate the balloon/residual value into the changeover.

No matter your reason for refinancing your existing car loan, speak to your Loans For U consultant and we can assist you to find the best options available to help you refinance your car loan.

Car Finance Options to Suit Your Needs

Secured Car Loan

A Secured Car Loan is a type of personal car finance where the financier takes security over the car and advances the customer the funds to…

Personal Car Loan

Need to buy a new car, arrange repairs on your current car or to take control of your finances through a consolidation loan…

Novated Lease

A Novated Car Lease is an agreement between yourself (the employee), your employer and the financier where your employer leases a car…

Refinance Car Loan

Refinancing your car loan could potentially save you thousands of dollars in interest over the life of your car loan…

Low Doc Car Loans

Self-employed? No financials or tax returns? No problem, Loans For U are here to help with a low or no doc car loan…

Chattel Mortgage

A Chattel Mortgage is one of the most popular commercial vehicle finance products available because of the competitive rates and tax incentives…

Commercial Hire Purchase

Fixed monthly repayments and tax incentives are some of the many benefits of Commercial Hire Purchase agreements for Businesses…

Asset Lease

An Asset Lease allows you to lease a vehicle without the inherent risks associated with owning the vehicle outright or even having to outlay any money upfront to purchase the vehicle…

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money

I am looking for:

Repayment Calculator

I want to borrow over a period of with repayments

At today’s lowest car finance rate* of 3.75% you’ll pay approximately…

$129.00

per week repayments

Apply Now

Car Loan Comparison

Borrowing $20,000 over 5 years with weekly repayments

Lender Advertised Rate* Comparison Rate Repayments
Loans For U

3.75%

5.08% $101.67
ANZ

7.85%

8.57% $101.67
CUA

7.99%

8.68% $140.45
St George

8.49%

8.60% $142.11
CBA

8.49%

16.84% $142.11
NAB

14.00%

13.56% $161.90

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money

Why Do Thousands of Aussies Choose Loans For U?

Save Time & Money

Our average client saves $880 choosing finance through Loans For U as opposed to going through their bank+. With lower rates, affordable repayments, flexible loan options and same day approvals & settlements.

Fast, Friendly Service

Our expert Finance Specialists have years of experience negotiating the best possible finance options for our valued clients. We will go the extra mile to ensure you get the best possible finance to suit your individual needs.

Lowest Rates

Our years of industry experience along with long established relationships with Australia’s most trusted financiers enables us to negotiate the very best possible finance options on your behalf.

Looking for more information?

Show me all articles

Ready to get started?

Apply Online Today & Save!

  • Compare 40 + lenders
  • Same day approvals
  • Save time & money
NON J QUERY