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Benefits of getting a pre-approval
No matter what type of asset you’re trying to finance, whether it is a car, boat, motorbike or caravan, there are many reasons why getting a finance pre-approval is a good idea. In this article, we’ll run through why getting [...]
Now is the time to refinance your home loan for a better deal
Interest rates have risen dramatically within the past few months, making the idea of refinancing your existing home loan worth some serious thought. With all the major banks implementing interest rate rises, it makes for a very competitive market. However, [...]
Top 5 questions we get asked about finance
Finance wasn't something they taught to us in school, even though many people would have been much better off if they did. I mean, who uses algebra after school anyway? But maybe it may have stopped a lot of people [...]
Leisure vehicle loans
What is a leisure loan? A leisure loan provides low-rate finance for leisure vehicles such as caravans, camper trailers, boats, jet skis, motorbikes and all sorts of recreational vehicles. There are various different options available with loan terms from 1 [...]
Top 3 reasons car loans get rejected and what to do
1. No capacity No capacity means that there is insufficient income or affordability to support current expenses in addition to this new loan. When assessing an application for finance, the first thing lenders look at is whether you are able [...]
Secured or unsecured loan – which one is right for me?
What is a secured loan? A secured car loan is a loan that uses an asset, such as a vehicle as security against the loan. What this means is that if you were to stop making repayments or default, the [...]
Personal Loan FAQs
What is a personal loan and how does it work? A personal loan is a type of finance whereby the financier lends you money to make a sizeable purchase but does not take security over an asset like they do [...]
8 Reasons to Choose Loans For U for your Finance
1. Enquiring has no impact on your credit score Did you know that enquiring through our website has no impact on your credit score? You can get a personalised, instant online quote in less than a minute, without it affecting [...]
Is it better to finance through a dealership or bank?
Purchasing a new vehicle is an exciting and truly rewarding experience. However, it can be quite a tedious process, between choosing the right make/model, negotiating the best possible price and arranging affordable, low-rate finance. No matter which vehicle or asset [...]
Quick finance estimate in just 2 minutes
Whether you’re looking to finance a car, motorbike, boat, caravan or business finance, there’s nothing more annoying that having to wait days for a finance estimate, right? Luckily Loans 4 U have developed a state-or-the-art instant online quote system to [...]
The top 5 must do mountain drives in Australia
Looking to get away from the city and suburbs for a while? Fancy a beautiful, scenic mountain drive? Want to breathe in the fresh, crisp mountain air on one of the best mountain drives in Australia? Well you’re in luck, [...]
Need a new car but not sure which one you want?
Buying a new or pre-loved car can be an exhilarating experience. However if you don’t know what you want or aren’t sure what to look for, it can be a daunting and frustrating experience. In this article we’ll help [...]