What is a Finance Broker?

Finance can be a tricky area to navigate. Think of a Finance Broker as the mediator or intermediary. Our job is to help you navigate the murky waters of finance and to save you time and money by doing all the legwork to find the best possible finance option for your needs.

There are many financiers and banks around these days, and each may have multiple finance products available. It is our job to work out who has the most suitable finance option to suit your individual needs whilst maintaining the integrity of your credit file.

What are the advantages of using a finance broker?

1. Saves you time

Whether you go directly to your bank or shop around for finance, securing a loan approval by yourself can be quite a lengthy process. Using a broker such as Loans For U can ave you time since your specialist Finance Consultant will do this on your behalf. We have accreditations with over 40 of Australia’s leading bank and non-bank lenders and have established long relationships with them. Through years of interactions, our Finance Consultants know their lending criteria inside out and intimately understand their risk appetite. We can find the right lender and the best product for your specific and individual needs.

2. Saves you money

With hundreds of different finance options available on the market currently, it is extremely difficult to compare apples with apples when it comes to finance. Through years of experience, our Finance Consultants can effectively compare hundreds of available products on your behalf, some of which aren’t even available to the general public. Our aim is simple – to save you as much money on your finance as possible and get you a bank-beating finance package with affordable monthly repayments.

3. Saves your credit file

It is not widely known that shopping around for finance can actually negatively impact your credit score and therefore hinder your efforts to secure low-rate finance. Thankfully, your Loans For U Finance Consultant is able to access your credit score without putting an enquiry on your credit file and can then find the financier who they are confident will give you the best possible finance approval. All of this happens even before an application is made on your behalf, therefore saving your credit file from the negative impact on multiple credit enquiries. Best of all, our services are obligation-free. If you’re not happy with the finance options we provide, you’re under no obligation to continue with finance through us.

Why choose Loans For U for my finance?

Loans For U has accreditations with over 40 of Australia’s most trusted financiers and can search through hundreds of loan products on your behalf, including some products that are not available directly to the public, to find you the best finance solution for your needs.

We have helped thousands of Aussies just like you secure bank-beating finance for their car, bike, boat, caravan, or home. Speak to on of our specialist consultants today on 1800 538 287 or simply apply online now to fast-track your finance application.