If you’re looking for affordable, low-rate car finance, make sure you read this article before embarking on your journey. Below we answer some of the most common car finance questions we get asked on a daily basis so you can go into the proverbial car finance ring swinging.

What are the common finance mistakes people make?

  • Not realising you have options when it comes to finance
  • Not understanding or knowing all the fees and charges involved
  • Not asking the right questions when choosing a car or finance
  • Not shopping around

Your Loans For U Finance Specialist is here to guide you with all the issues listed above, simply call us on 1800 538 287 to have an obligation-free chat about your needs and to answer any questions you may have.

Why should I use a broker for my car finance?

Using a broker for your car finance gives you more power, freedom, choice and flexibility.

If you choose dealer finance, you are tied to buying a vehicle from that specific dealer, you can’t change your mind.

If you use your bank for car finance, you only have access to the products they have for car finance. Using Loans For U gives you access to hundreds of loan products from over 40 of Australia’s leading financiers so you know you’re getting the best possible options.

We work for you, not for the bank or the dealership, therefore you call the shots – we’re here to save you time and money while getting you the best deal on finance to suit your needs.

Is dealer finance a good option?

Dealership finance can look good on the surface, however it is important to remember that if they control your finance, they control the whole deal. You have no leverage or bargaining power and can lose your ability to negotiate a better price.

For more information about dealership finance, check out our articles on is it better to finance through a dealership or bank and do 0% Car Loans Really Exist.

Can you help me find a vehicle?

Yes, we can! Loans For U has partnerships and established relationships with some of Australia’s leading vehicle dealerships allowing us access to both new and used vehicles at industry-leading prices.

We can help you to get a great deal on cars, motorbikes, caravans, camper trailers, boats, jet skis, trucks, trailers and equipment. Simply give us a call for more information.

I still have questions

Awesome, that means you’re a savvy and astute buyer and we’d love to chat to you about your car finance options! Simply give our friendly Car Finance Specialists a call on 1800 538 287 and they can answer any finance questions you may have. Otherwise if you’re ready to go, simply apply online or get an instant online quote to get the ball rolling on your car finance today.

Best of all, it’s always obligation-free, so if you’re not 100% satisfied with your options, you are under no obligation to proceed.